Your investment strategy is the “how you create your wealth”, your investment portfolio is “what you invest in”. With over 20 years’ experience, Spectrum Wealth will help you make these decisions by building, implementing, and managing tailored investment strategies and portfolios. We help you define your financial goals, then design your investment portfolio to suit your unique needs, time horizon and appetite for risk.

Whether you are building your wealth or enjoying your retirement, superannuation is the most tax-effective to manage your retirement savings. Spectrum Wealth can help you structure and invest your superannuation and navigate the ever-changing contribution rules to ensure you get the best possible outcome in retirement.

You can’t avoid paying tax, but you can manage the amount you pay by planning ahead. At Spectrum Wealth, we actively help you to manage your tax affairs, partnering with expert tax partners or working with your existing accountant. Whether it’s a regular tax event or one triggered by a significant transaction or life event, we can plan for, estimate and best structure your affairs to minimise your tax liabilities.

Your time is valuable; why spend it doing administration? As a client of Spectrum Wealth, we can keep your financial affairs in check by helping you to manage your administration needs. From paying bills, liaising with professionals or managing your term deposits, we’ve got you covered – so you can focus on the things you love.

Risk and insurance management is an intricate part of your investment strategy. Stricter requirements from insurance providers, regulatory reform and product innovation all make it difficult and time-consuming for customers to find the right insurance policy at a reasonable price. From assessment to implementation and ongoing policy renewal, Spectrum Wealth will make the process more straightforward.

Whether you are a business owner, purchasing an asset or are growing your wealth, you need to think carefully about how you structure your affairs. Spectrum Wealth will consider and recommend suitable structures that will manage tax, protect you from personal and business risks and help you plan for succession and estate planning.

Passing on your family’s legacy is more than what you write in a will. It covers more complex issues. How would you like to be remembered? What expectations do your family have of your children? What do they need help with? Do you need to consider the tax implications or the fairness of the amounts you bequest? Your answers will guide our choices on how we handle your finances. When faced with a transition, Spectrum Wealth will help you develop the right strategy and make the best choices for you and your family.